Determining How Much Homeowner Insurance Coverage You Need If you’re asking yourself, How much homeowner insurance coverage do I need? This guide is for you. We’ll discuss essential topics like how to calculate your dwelling coverage, personal property coverage, and…
Is a Slab Leak Covered by Insurance? What Homeowners Need to Know Is a slab leak covered by insurance? It depends on your policy and the cause. This article will explain when homeowner’s insurance covers slab leaks and what factors…
California FAIR Insurance: An Insider’s Guide to Coverage and Claims By Nikolay Zubyan, Founder of Shield Public Adjusters After 25 years as a licensed contractor and 15 years as a public adjuster, I’ve seen firsthand how the California FAIR Plan…
Replacement Cost versus Actual Cash Value: Which Coverage Is Best for You? Deciding between actual cash value vs replacement cost for your homeowners insurance? This article breaks down the key differences, helping you understand which coverage best suits your needs….
Public Adjuster vs. Attorney: Choosing the Right Advocate for You My name is Nikolay Zubyan. I am a Senior Professional Public Adjuster, Certified Property Appraiser and Umpire, Licensed General Contractor, and IICRC Master Restorer with over 25 years of experience…
Don’t Let Your Insurance Company Decide Your Payout Filing an insurance claim after fire, water, smoke, mold, or storm damage can feel overwhelming. While you expect your insurance company to be on your side, the reality is that their goal…