Turn Your Burglary Insurance Claim Into a Full Recovery

Understanding Your Insurance Options After a Break-In

If you’ve experienced a break-in, you may be wondering if it qualifies as a burglary insurance claim—and the answer is often yes. For example, if someone broke into your home and stole valuables or forced entry into your business and took equipment, you may be entitled to compensation. Many people ask, does homeowners insurance cover burglary?—and in most cases, it does, though limits and details vary by policy. We help you understand your coverage, document losses, and fight for the full payout you deserve.

Why Choose Shield Public Adjusters for Your Theft & Damage Claim?

We Work for You – Unlike insurance adjusters who protect the company’s bottom line, we represent your best interests and fight for the full value of your burglary insurance claim.

Detailed Theft & Damage Documentation – We carefully assess stolen items, property damage, and other losses—even if you don’t have receipts—to build a strong, well-supported claim.

Experienced Negotiators – Our team knows how to challenge low offers and push for the maximum payout you’re entitled to under your policy.

End-to-End Claim Support – From gathering evidence to negotiating your settlement, we manage the entire process so you can focus on moving forward.

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Advocating

We represent you, not the insurance company. Our goal is to get you the settlement you need to rebuild and recover.

Transparency

We believe in clear communication and honest guidance throughout the claims process.

Expertise

With decades of experience and industry certifications, we bring unmatched knowledge and skill to every case.

Shield Public Adjusters has successfully recovered millions of dollars for homeowners and business owners across California

Our track record speaks for itself, but our commitment goes far beyond the numbers. We understand the frustration and financial strain that come with residential or commercial theft, especially when it’s paired with property damage from a break-in. Whether you’re a homeowner missing valuables or a business owner facing lost inventory and repairs, we fight tirelessly to ensure you receive the full compensation your burglary insurance claim deserves.

With over 20 years of experience in construction, restoration, and insurance adjusting, we know how to navigate the complexities of insurance claims. Our goal isn’t just to secure settlements; it’s to help you rebuild, recover, and move forward with confidence. At Shield Public Adjusters, your recovery is our purpose.

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burglary insurance claim

Don’t Let Your Insurance Company Undervalue Your Claim—Contact Us Today!

Don’t let the insurance company’s adjuster decide what your loss is worth—remember, they work for the insurer, not for you. It’s common for adjusters to undervalue stolen items, especially if you can’t produce original receipts. But a lack of receipts doesn’t mean you’re out of luck. We help gather alternative proof, document your losses thoroughly, and fight to ensure your burglary insurance claim is paid fairly and fully.

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Claim Services ​

Claim Evaluation and Strategy

Assessing the extent of damage, reviewing your insurance policy, and developing a strategic plan to maximize your claim settlement.

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Documentation and Reporting

Preparing detailed estimates, supporting documentation, and expert reports needed to substantiate your claim

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Policy Interpretation

Explaining the terms and conditions of your insurance policy to ensure you understand your coverage and rights.

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Claim Filing Assistance​

Guiding you through the claim filing process to avoid common pitfalls and ensure accuracy.

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Damage Assessment

Coordinating with engineers, contractors, and other experts to provide a thorough evaluation of the property damage.

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Negotiation with Insurance Companies

Negotiating on your behalf to secure the highest possible settlement from your insurance company.

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Dispute Resolution

Assisting in disputes with insurance companies, including mediation and appraisal processes, to resolve conflicts and discrepancies.

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Claim Settlement and Recovery

Ensuring that you receive your settlement in a timely manner and advising on the next steps for property restoration and recovery.

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Got a Question?

Frequently Asked Questions (FAQs)

Burglary insurance typically refers to coverage within your homeowners, renters, or commercial property policy that protects against loss from forced entry, theft, and vandalism. It may include stolen items, damaged doors or windows, and other related expenses.

Yes, most renters insurance policies cover burglary, including stolen personal belongings and some interior damage caused during the break-in. Coverage limits vary, so it’s important to review your policy to understand what’s included.

Check your current insurance policy under sections for theft, burglary, or vandalism. If you’re unsure, we can review your policy and let you know whether you’re covered for a burglary insurance claim.

Yes, damages like broken doors, shattered windows, or vandalized property are often covered under homeowners or commercial insurance if they occurred during the burglary.

Burglary involves unlawful entry with intent to commit a crime, often theft. Grand theft typically refers to stolen property of high value, while larceny is the unlawful taking of someone’s property without breaking and entering. While all may involve loss, only burglary directly ties to property damage and forced entry—making it more relevant to insurance claims.

You can still file a burglary insurance claim without receipts. We help you gather alternative documentation, such as photos, credit card statements, or witness statements, to support your losses.

Yes, commercial property policies often include burglary coverage for stolen inventory, damaged entry points, and in some cases, lost income due to business interruption.

Absolutely. A police report is essential for any burglary insurance claim. It establishes the facts of the break-in and supports your documentation when dealing with the insurance company.