California FAIR Insurance: An Insider’s Guide to Coverage and Claims By Nikolay Zubyan, Founder of Shield Public Adjusters After 25 years as a licensed contractor and 15 years as a public adjuster, I’ve seen firsthand how the California FAIR Plan…
Replacement Cost versus Actual Cash Value: Which Coverage Is Best for You? Deciding between actual cash value vs replacement cost for your homeowners insurance? This article breaks down the key differences, helping you understand which coverage best suits your needs….
Don’t Let Your Insurance Company Decide Your Payout Filing an insurance claim after fire, water, smoke, mold, or storm damage can feel overwhelming. While you expect your insurance company to be on your side, the reality is that their goal…