Proven Techniques for Effective Water Damage Restoration: An Expert’s Guide By Nikolay Zubyan, IICRC Master Restorer and Founder of Shield Public Adjusters After decades in the water damage restoration industry, I’ve seen every type of water emergency imaginable—from burst pipes…
Top Techniques for Effective Water Damage Restoration Water damage restoration is both an art and a science, requiring immediate action, specialized knowledge, and proven techniques to minimize property damage and prevent secondary issues like mold growth. As an IICRC Master…
What Does Homeowners Insurance Really Cover? Homeowners insurance is essential for protecting one of your most valuable investments—your home. However, understanding what it actually covers can be confusing for many property owners. From natural disasters to personal liability, coverage options…
Understanding the Essential Laws for Insurance Claims Understanding the laws for insurance claims is essential for anyone who needs to file a claim. This article breaks down the important legal aspects, from time limits on payments to specific coverage rules…
Insurance Coverage During Civil Unrest: Expert Guidance from Shield Public Adjusters By Nikolay Zubyan, Senior Property Public Adjuster and Founder of Shield Public Adjusters In my two decades of experience handling property insurance claims, I’ve witnessed firsthand how civil unrest,…
Public Adjuster vs Restoration Contractor: Understanding Their Roles When disaster damages your home or business, the insurance claims process can quickly become overwhelming. Understanding the distinct roles of public adjusters and restoration contractors is crucial for a successful recovery. This…
Insurance Adjuster vs Public Adjuster: What’s the Real Difference? After helping hundreds of California homeowners navigate complex insurance claims over my 25+ years in the industry, I’ve noticed one question comes up repeatedly: “What’s the difference between an insurance adjuster…
The Ultimate Guide to Water Damage Restoration After helping hundreds of California homeowners recover from water disasters, I’ve seen firsthand how devastating water damage can be. I’m Nikolay Zubyan from Shield Public Adjusters, and I want to share what I’ve…
Top California Public Adjuster Tips for Maximizing Your Insurance Claim Introduction from Nikolay Zubyan, Senior Public Adjuster I’ve walked thousands of properties, stood with families after disasters, and negotiated with nearly every major insurance company in California. Through these experiences,…
California FAIR Insurance: An Insider’s Guide to Coverage and Claims By Nikolay Zubyan, Founder of Shield Public Adjusters After 25 years as a licensed contractor and 15 years as a public adjuster, I’ve seen firsthand how the California FAIR Plan…